Unidad de Política Migratoria
Financial Inclusion
Financial inclusion is essential for your social inclusion. Learn how to access and utilize formal financial services through these programs.
Debicuenta Migrantes (BANCO BIENESTAR)
It is a bank account in Mexican pesos. It can be opened exclusively in the Banco del Bienestar modules, located within the facilities of the National Institute of Migration (INM). This is a Financial Inclusion Program to assist migrants.
Debicuenta Exprés (BANCO BIENESTAR)
It is a bank account in Mexican pesos. It is opened in the Banco del Bienestar remotely through the internet. This is a Financial Inclusion Program to assist migrants.
Easy Infonavit (infonavit)
Transmedia explanatory content platform that generates community and shortens the distance between the user and Infonavit.
Infonavit Without Borders (Infonavit)
Mexican national residing in the United States, this program offers you the possibility of paying an Infonavit mortgage for yourself, a family member or a third party.
Urban Improvement Program (PMU), Regularization and Legal Certainty Slope (RCJ) (insus)
It helps you regularize your land, through the designation of subsidies, technical, legal and administrative support, so that you can be certain of what is yours.
Program to Regularize Human Settlements (PRAH) (insus)
Learn the requirements of school control for access to preschool, primary and secondary education services for the repatriated and returning migrant population.
Procedures for importing household goods during the Covid-19 emergency (SAT)
Authorization is issued for applications to import household goods without the need to present a declaration certified by the Mexican consulate in the place where the importer resided.
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NAME OF THE PROGRAM, SERVICE OR ACTION |
DEBICUENTA MIGRANTES |
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DESCRIPTION |
It is a bank account in Mexican pesos. It can be opened exclusively in the Banco del Bienestar modules, located within the facilities of the National Institute of Migration (INM). This is a Financial Inclusion Program to assist migrants. |
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BENEFICIARY POPULATION |
Mexicans repatriated from the US that entered the country through the facilities of the National Institute of Migration. |
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AREA OF APPLICATION |
The Banco del Bienestar has installed 11 modules on the northern border within the Offices of the National Migration Institute: */In operation
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REQUIERMENTS |
It is opened in person by delivering a copy of the Proof of Reception of Repatriated Mexicans issued by the National Institute of Migration, which serves as official identification and proof of address (valid for 1 year) |
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TEMPORALITY |
Permanent. |
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TO ACCESS, CLICK ON: |
http://www.gob.mx/bancodelbienestar/acciones-y-programas/debicuenta-migrante |
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AGENCY |
Banco del Bienestar, National Credit Society, Development Banking Institution |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
DEBICUENTA EXPRÉS |
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DESCRIPTION |
It is a bank account in Mexican pesos. It is opened in the Banco del Bienestar remotely through the internet. This is a Financial Inclusion Program to assist migrants. |
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BENEFICIARY POPULATION |
Mexican people who live abroad and want to open a bank account in Mexico. |
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AREA OF APPLICATION |
Worldwide with access to the internet network |
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REQUIERMENTS |
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TEMPORALITY |
Permanent. |
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TO ACCESS, CLICK ON: |
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AGENCY |
Banco del Bienestar, National Credit Society, Development Banking Institution |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
Easy Infonavit |
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DESCRIPTION |
Medium of direct communication based on a transmedia explanatory content platform capable of generating a community, where the distance between the user and the Institute is shortened, so that people understand faster and with fewer words. This will allow advising and accompanying the beneficiary in each of their procedures, services and products without having to depend on third parties to know how they work. |
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BENEFICIARY POPULATION |
Men and women who have a formal job and are listed in the IMSS and Infonavit Age: |
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AREA OF APPLICATION |
National. |
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REQUIERMENTS |
Being of working age and being able to access the types of financial products and have doubts regarding your options of Payment or Balance of the Housing Subaccount (SSV). |
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TEMPORALITY |
Permanent. |
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TO ACCESS, CLICK ON: |
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AGENCY |
Institute of the National Workers' Housing Fund (INFONAVIT). |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
Infonavit Without Borders |
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DESCRIPTION |
Program that offers nationals residing in the United States the possibility of paying their own Infonavit mortgage loan, that of a family member or a third party, directly and in a safe and reliable manner, through the remittance companies with which Infonavit has agreements (Dolex, Maxitransfers and Exchange Express). Infonavit pays the commissions for sending the resources to Mexico. |
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BENEFICIARY POPULATION |
Infonavit borrowers residing in the United States or accredited in Mexico who can receive the support of their relatives to continue complying with their mortgage loan payment commitment. |
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AREA OF APPLICATION |
All federal entities. |
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REQUIERMENTS |
Present yourself with the Dolex, Maxitransfers or Intercambio Express remittance companies, having the accurate number and name of the beneficiary of the credit to which the payment will be applied. |
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TTEMPORALITY |
Permanent. |
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TO ACCESS, CLICK ON: |
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AGENCY |
Institute of the National Workers' Housing Fund (INFONAVIT). |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
Information for Returning Mexicans |
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DESCRIPTION |
It is likely that before migrating you generated savings for retirement in Mexico. Now that you're back, you can recover those resources or continue building wealth for your future. |
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BENEFICIARY POPULATION |
Mexicans who return to Mexico either permanently or temporarily, after staying abroad for a certain period. |
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AREA OF APPLICATION |
National and International via website. |
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REQUIERMENTS |
https://www.gob.mx/consar/es/articulos/informacion-para-mexicanos-en-retorno?idiom=es |
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TEMPORALITY |
Permanent. |
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TO ACCESS, CLICK ON: |
https://www.gob.mx/consar/es/articulos/informacion-para-mexicanos-en-retorno?idiom=es |
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AGENCY |
National Commission of the Retirement Savings System. CONSAR |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
Urban Improvement Program (UIP), Regularization and Legal Certainty Slope (RLCS) |
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DESCRIPTION |
The INSUS participates in the Urban Improvement Program (UIP) with the Regularization and Legal Certainty aspect to help you regularize your land, through the designation of subsidies, technical, legal and administrative support, so that you have certainty about what is yours. |
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BENEFICIARY POPULATION |
It serves the population settled in municipalities and the territorial demarcations of Mexico City of cities with 15,000 or more inhabitants that are part of the SUN 2018 and that resides in blocks that present conditions of medium to very high degree of urban and social lag. |
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AREA OF APPLICATION |
National, in cities with more than 15,000 inhabitants, where the INSUS has the power to regularize. |
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REQUIERMENTS |
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TEMPORALITY |
The UIP is applicable annually.. |
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TO ACCESS, CLICK ON: |
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AGENCY |
National Institute of Sustainable Land (INSUS). |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
Program to Regularize Human Settlements (PRHS) |
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DESCRIPTION |
The Program to Regularize Human Settlements (PRHS) is an instrument of the Federal Government that provides technical and legal support to help applicants obtain legal certainty of the land they occupy. |
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BENEFICIARY POPULATION |
Population that does not have legal certainty of the lot they occupy, that is in a condition of social lag, and that lives in urban localities or in Basic Urban Geostatistical Areas delimited by the INEGI. |
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AREA OF APPLICATION |
National, in urban areas where the INSUS has the power to regularize. |
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REQUIERMENTS |
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TEMPORALITY |
The PRHS is applied annually. |
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TO ACCESS, CLICK ON: |
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AGENCY |
National Institute of Sustainable Land (INSUS). |
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NAME OF THE PROGRAM, SERVICE OR ACTION |
PROCEDURES FOR THE IMPORTATION OF HOUSEHOLD GOODS DURING THE COVID-19 EMERGENCY (SAT) |
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DESCRIPTION |
Program that offers nationals residing in the United States the possibility of paying their own Infonavit mortgage loan, that of a family member or a third party, directly and in a safe and reliable manner, through the remittance companies with which Infonavit has agreements (Dolex, Maxitransfers and Exchange Express). Infonavit pays the commissions for sending the resources to Mexico. |
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BENEFICIARY POPULATION |
Permanent residents, repatriated or deported nationals. |
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AREA OF APPLICATION |
Returned or Deported Nationals and Permanent Residents |
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REQUIERMENTS |
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TEMPORALITY |
While the "decree declaring extraordinary actions in the affected regions of the entire national territory in terms of general health to combat the serious disease of priority attention generated by the sars-cov2 virus (COVID-19)" is in force, published in the DOF on March 27, 2020. |
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TO ACCESS, CLICK ON: |
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AGENCY |
Secretariat of Finance and Public Credit / Tax Administration Service (SAT) |
